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Protect Your Home with Easy, Daily Maintenance
Water damage is the most common homeowner’s claim, but with a little preparation, many losses can be avoided.
Routine Prevention
Plumbing
Inspect hot water heaters, pipes, and faucets – including those tucked away under sinks in bathrooms, kitchens, laundry rooms, and basements – for any signs of leaks.
Major Kitchen Appliances
Don’t forget dishwashers and refrigerators. Check hose connections and ice maker lines that are often overlooked but can cause costly damage if they fail.
Bathrooms
Look closely at toilets, checking all connections and internal parts. Examine caulking around showers and tubs – small cracks today can lead to big leaks tomorrow.
Laundry Room
Pay attention to washing machine hoses. If yours are old, consider replacing them with stainless steel versions, which are stronger and more reliable.
Roof & Gutters
Loose shingles or signs of deterioration should be repaired before storms roll in. Make sure gutters are clear and water can flow freely away from your home.
Windows & Doors
Check seals and replace any that are damaged to limit the amount of water that may enter your home.
Air Conditioning/Heating
Damaged seals or clogged lines can cause water to back up where you least expect it. Regularly check to make sure your A/C is running smoothly.
Pro Tip
Keep an eye on your water bill. A sudden increase could be the first sign of a hidden leak.
Vacation Planning
By giving your home regular attention and upkeep, you can prevent many of the most common causes of water damage – and avoid the stress and expense that come with it.
Turn Off Main Water
Many insurance companies now require that you drain the system and appliances if the home is unoccupied 30 days or more. Review your policy for details.
Set Your A/C
Set your air conditioner to a level that will circulate air and remove humidity while you’re away. Consult your air conditioning service company for the best setting.
Use Friends & Neighbors
Ask a trusted friend or neighbor to stop by occasionally. Show them where the water shut-off valve is located and how your air conditioning works.
Frequently Asked Questions
We get it, the details of insurance policies are complex. These answers to some of our most commonly asked questions should help make it a little easier.
See All FAQs
You can file a claim with American Integrity by calling our 24/7 claims line at 1-866-277-9871 or filing online through our Customer Portal. If you have tropical storm or hurricane-related damage, please call 844-MYAIIC1 (844-692-4421).
Check your policy documents (you can view these online by logging into our Customer Portal for specific coverage details). You can also contact your agent to clarify what types of damage are covered under your policy. Typically, your policy covers damage from perils like fire, windstorms, and theft, but may exclude others like flooding unless you have additional coverage.
Reach out to your adjuster if you need assistance selecting a contractor. American Integrity has partnered with a network of contractors that can assist with all types of repairs, including temporary accommodations, tarping, water mitigation, tree removal, and more.