Set Sail with Confidence
Whether you’re out on the water for leisure or sport, our Watercraft Insurance offers comprehensive coverage to keep your boat, personal watercraft, or Jet Ski® protected from the unexpected
What Does Watercraft Coverage Include?
Our Watercraft Insurance provides essential protection for your boat or personal watercraft, including:
Physical Damage
Coverage for repairs or replacement if your watercraft is damaged by accidents, storms, or other covered events.
Liability Protection
Protection if you’re held responsible for damage to another boat or injuries to others while operating your watercraft.
Theft Coverage
Ensures you’re covered if your watercraft is stolen, whether at the dock, on a trailer, or in storage.
Why Choose American Integrity?
Owning a watercraft is all about freedom and enjoyment, but it’s important to be prepared for the unexpected. That’s where we come in. American Integrity’s Watercraft Insurance offers flexible, reliable coverage designed to protect you, your boat, and your peace of mind. With tailored policies and a deep commitment to customer care, we make sure you’re free to enjoy the water without the worry.
You can save on Watercraft Insurance by bundling it with other policies, installing security systems on your watercraft, or choosing windstorm mitigation features.
Available DiscountsFrequently Asked Questions
We get it, the details of insurance policies are complex. These answers to some of our most commonly asked questions should help make it a little easier.
See All FAQs
Our policy covers watercraft up to 32 feet, including sailboats, bass boats, pontoons, and personal watercraft like Jet Skis® and Wave Runners®.
Boats can be written with hull coverage, liability coverage, or both. You can also add with optional coverage like Integrity Power mechanical breakdown, Integrity Tow commercial towing, and Bahamas cruising coverage.
Save with discounts for your insurance score, completing safety courses, having a primary homeowners policy with us, or holding a U.S. Coast Guard Captain’s license.
Click here to use our Agent Locator Tool! All we need is your zip code and we’ll give you a list of nearby agents to choose from.
Learn more about homeowners and residential insurance
Browse educational articles about insurance coverage for your home and other types of property.