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Discounts for Florida Homeowners

Q: How can I find an agent who works with American Integrity?

<p>Click here to use our <a href='/find-an-agent'>Agent Locator Tool</a>! All we need is your zip code and we&rsquo;ll give you a list of nearby agents to choose from.</p>

Q: What makes American Integrity unique?

We offer coverage designed for the Southeast&rsquo;s unique risks, like hurricanes and flooding, supported by deep local expertise and outstanding service. Our broad product portfolio covers everything from homes to boats, golf carts, and rental properties&mdash;always with integrity at the heart of what we do.

At American Integrity, we believe protecting your home should be affordable. That’s why we offer a range of discounts to help you save on premiums, from bundling policies to installing protective devices.

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DISCOUNTS

Explore our available discounts for your homeowners insurance

You may be eligible for a discount on your policy. Do any of these situations apply to you?

*Not all discounts may be available on all products.

Protect your home from wind damage and qualify for premium savings.

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Enjoy discounts on newly built homes when you use an accredited builder.

Bundle multiple policies including those for seasonal homes, rentals, boats, or golf carts to maximize your savings.

Safeguard your home with security systems or fire alarms for added discounts.

Live in a gated or monitored community? You may qualify for additional savings.

Additional savings are available for homeowners age 55+.

Explore our exclusive savings for active duty and veteran service members.

Ask about reduced rates based on a favorable insurance score, which measures how likely you are to file a claim based on your credit history.

Ask about savings for homes with water leak detection systems.

Insurance Coverage

Frequently Asked Questions

We get it, the details of insurance policies are complex. These answers to some of our most commonly asked questions should help make it a little easier.

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American Integrity offers a wide range of insurance policies to meet your individual needs. From maximum coverage to protection against essential risks, full-time residences to vacant properties, you can customize your insurance policy to best suit your home. Click here to learn about all the various coverage American Integrity has to offer.

Home insurance costs are mainly influenced by your home's location, age, and construction type, along with your claims history and the deductible you choose.

We offer coverage designed for the Southeast’s unique risks, like hurricanes and flooding, supported by deep local expertise and outstanding service. Our broad product portfolio covers everything from homes to boats, golf carts, and rental properties—always with integrity at the heart of what we do.

Check out all our available Discounts and see if you qualify. You can also lower your premium by choosing a higher deductible and ensuring your coverage matches your home’s value. Talk to your agent to make sure that your policy matches the needs of your home – and your wallet.

Click here to use our Agent Locator Tool! All we need is your zip code and we’ll give you a list of nearby agents to choose from.

Latest

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Natural Disasters

Don't Get Swept Away: Flood Insurance Options for Florida Homeowners

Florida homeowners face high flood risks, and standard insurance doesn’t cover flood damage. Learn how American Integrity’s private flood endorsement offers affordable, flexible protection.

Florida homeowner reviewing home insurance declarations page and policy documents to understand coverage details.

Policyholder Education

Demystifying Your Home Insurance: A Breakdown of the Declarations Page

Learn how to read your homeowners insurance declarations page. Understand coverage limits, deductibles, and liability protection with help from American Integrity Insurance.