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Protection for Short-Term Stays
Renting out your home for short stays can be a great source of income, but it also comes with added risks. Our Short-Term Rental Insurance ensures that your property is protected whether it’s occupied by guests or sitting vacant between rentals.
What Does Short-Term Rental Insurance Cover?
Our short-term rental insurance provides comprehensive protection for your property, ensuring peace of mind during every rental. Coverage includes:
Property Damage
Protects your short term rental property from damage caused by guests or natural disasters like storms and fires.
Vandalism and Theft
Covers damages or loss due to break-ins, vandalism, and theft while your property is rented or vacant.
Liability Protection
Safeguards you from potential legal claims if a guest is injured while staying at your rental property.
Why Choose American Integrity?
At American Integrity, we understand the unique challenges of managing a short-term rental. Our specialized coverage ensures your property is protected whether you're renting it out for a weekend or an entire season.
Plus, with flexible options and available discounts for protective devices and bundling policies, you can protect your rental property without stretching your budget.
Discounts
Take advantage of our savings opportunities while protecting your short-term rental.
Bundling Policies
Save on your premiums by bundling your short-term rental insurance with other policies.
Protective Devices
Installing security systems, smoke detectors, and other safety measures can earn you discounts on your insurance.
Windstorm Mitigation
Homes equipped with wind-resistant features may qualify for additional savings.
Frequently Asked Questions
We get it, the details of insurance policies are complex. These answers to some of our most commonly asked questions should help make it a little easier.
See All FAQs
A Short-Term Rental policy covers homes that are being rented out on a short-term basis, either a minimum of 3-days/2-nights (at least 6 times per year) or a minimum of 30 days (no more than 6 times a year).
Short-Term Rental Insurance is an endorsement for DP-3 covered homes and HO-6 covered condos. This coverage includes protection for damage to your home or personal belongings caused by a guest during their stay and liability coverage.
You may be eligible for discounts based on your insurance score, or features in your home such as being located in a gated community, having water loss prevention, burglar or fire alarms, and more. Talk to your agent to make sure you’re taking advantage of all savings opportunities available.
Yes, you can purchase our 3-Day/2-Night Minimum Short-Term Rental endorsement. These rentals must be managed by a property management company such as Airbnb or VRBO.
We also offer Short-Term Rental coverage for homes and condos being rented out for a minimum of 30 days, but no more than 6 times a year.
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