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Protect Your Unoccupied Property
Leaving a home unoccupied comes with its own set of risks. Whether your property is for sale, under renovation, or temporarily unoccupied, our Vacant Home Insurance protects your investment from unexpected events like fire, vandalism, and theft.
What Does Vacant Home Insurance Cover?
Our Vacant Home Insurance provides comprehensive coverage for homes left unoccupied for extended periods. It includes protection against vandalism & theft, fire & water damage, and injury liability.
Vandalism and Theft
Empty homes are more vulnerable to break-ins and vandalism. Our policy ensures you're covered for damages and stolen items when your property is unoccupied.
Fire and Water Damage
Prevent costly repairs from unexpected fires or unnoticed water leaks with our specialized coverage designed to safeguard your vacant home.
Liability Protection
Get peace of mind while your property is unoccupied and protect yourself from liability if someone is injured on your vacant property.
Why Choose American Integrity?
American Integrity understands the unique needs of vacant homeowners in Florida. We offer flexible coverage options to suit your property’s specific situation, whether it's a rental between tenants, a vacation home, or a home under renovation. With available discounts for windstorm mitigation and protective systems, protecting your vacant property has never been easier or more affordable.
Discounts
Windstorm Mitigation
Homes with wind-resistant features may qualify for premium savings.
Protective Systems
Installing security systems, fire alarms, or automatic sprinklers can help lower your premium.
Paperless Billing
Opt for paperless billing to save even more.
Frequently Asked Questions
We get it, the details of insurance policies are complex. These answers to some of our most commonly asked questions should help make it a little easier.
See All FAQs
Vacant homes include unoccupied or unfurnished investment properties, empty homes on the market, homes undergoing renovation, inherited houses that are empty, and rental properties between tenants. Empty condos are also eligible for vacant home coverage.
Vacant Home Insurance provides essential coverage for vacant homes, including risks like vandalism, water leaks, and fires that may go unnoticed when a property is unoccupied.
Renovations are allowable as long as they don’t affect load-bearing walls or change the home’s blueprint.
You can save with discounts for windstorm loss mitigation features, automatic sprinkler systems, hip roofs, paperless billing, and more. Ask your agent about our other available discounts.
Click here to use our Agent Locator Tool! All we need is your zip code and we’ll give you a list of nearby agents to choose from.
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